As the end of the year approaches, many of us enjoy holiday gatherings and the hope of the New Year.
But this festive season is also the time to think about the dental and medical benefits that you may lose after December 31st, because once they expire, you’ll never get them back – they become lost money.
In the same way that we strive to maximise tax deductions for the year; we also should take advantage of dental benefits.
Once they’re gone, you can’t claim them again!
Captivate Dental has a no-gap promotion that includes an initial examination, clean, fluoride treatment and 2x X-rays (for all private health insurance), for new patients.
Here are some reasons to use your dental insurance before the year changes:
1. Yearly Maximum
The yearly maximum is the greatest amount of money that a dental insurance plan will pay for your dental work within one full year. This amount varies by the insurance company, but the average is $800 per year, per person.
The yearly maximum usually renews every year (every January 1st if your plan is based on a calendar year). If you have unused dental benefits, they do not roll over to the next year.
If you are paying premium dental insurance every month, you should be using your benefits.
Even if you don’t need any treatment, you should always have your regular dental scale and clean to help prevent and detect any early signs of cavities, gum disease, oral cancer, or other dental issues.
3. Fee Increases
Another reason to use your benefits before the year ends is possible fee increases. Some dentists increase their rates at the start of the year due to the increased cost of living, materials, and equipment. These fee increases can make your expenses higher.
4. Dental Problems Can Worsen
By delaying dental treatment, you are risking more extensive and expensive treatment in the future.
What may be a simple tooth decay at the moment, could turn into a root canal problem later. Call your dentist and schedule an appointment to use those benefits.
Dental Insurance: Use It or Lose It!
Most people don’t use up all their dental benefits because they lack the understanding of how these insurance plans work.
If you have concerns regarding your dental insurance and the services they cover, call or visit our dental office and speak with our dental staff, who can provide details on how you can make use of your dental insurance.
Our team will work with you and your insurance company to make sure that your benefits will not be wasted.
If you are due for a dental clean and check-up, have a pending dental procedure, or need treatment, and haven’t maximised your insurance benefits this 2019, make an appointment with your dental team here at Captivate Dental before the year ends.
Our goal is to help you enjoy a radiant smile before the new year comes. We can make you look good and feel good about yourself by maintaining the health of your teeth and gums.
Getting the most out of your dental insurance can help you enjoy the wonderful benefits of having your teeth checked and treated.
GAP FREE Promotions for New Patients
No Gap Initial Examination, Clean, Fluoride treatment and 2x X-rays for all Private Health Insurance Dental coverage.
We are located at 46 Station Street in Moorabbin.