Dental Insurance Benefits: Use it or Lose it! | Captivate Dental
The holiday season once again is upon us. And while we understand that this time of year is often filled with family, friends and fun, there is one more thing that you should also be thinking about. Dental insurance.
Did you know that you could save hundreds or even thousands of dollars when you use up your dental insurance benefits before the year ends?
Most dental plans run on a calendar year – and this means that this is an important time for you to take advantage and use up all your benefits for the year.
Here are 5 reasons that will show you why these next couple of months could be the best time to make an appointment.
Reasons To Use Your Dental Benefits Now!
Yearly Maximum. Dental insurance plans have an annual maximum they are willing to pay within a calendar year. If you need any restorative treatments, it makes sense to take advantage of these unused benefits since they don’t roll over into the following year.
Deductibles. The deductible is the amount of out-of-pocket expenses you pay your dentist before your insurance company pays for any services. As soon as 2022 arrives, your plan requires you to meet that deductible all over again.
Premiums. Through your insurance provider, you’re currently paying dental insurance premiums every month; therefore, you should be using your benefits. You should have regular dental cleanings and check-ups looking for early signs of gum disease, cavities, gum recession and even oral cancer.
Fee Increases. Another reason to use your dental benefits before the year ends is possible fee increases. Most of these fees increases occur at the beginning of the year.
Dental Problems Can Worsen. By delaying your dental treatment, you are risking more extensive and costly treatment. What may be just a simple cavity now could turn into a root canal problem later and maybe even lead to tooth loss.
Don’t Lose Out on Dental Insurance Benefits
Several dental insurance plans reset at the start of each calendar year. You have services and benefits available throughout the year; then, the coverage resets on January 1st.
If you have any unused benefits, then it’s time to schedule an appointment so you can make the most of your available coverage.
Since insurance coverage is usually based on the calendar year, it’s a “use it or lose it” situation. When the clock strikes midnight on December 31st, then your current benefits are gone.
With the holiday season upon us, it can be tricky to fit everything in. But it’s a great opportunity to prioritise your health. Contact our Moorabbin office right away so we can book an appointment that works well with your schedule.
Use Your Dental Insurance Benefits Today!
If you have dental insurance, take a year-end check of your plan and see if you can set it to work for you. It really is a “use it or lose it” proposition. Don’t lose it.
Visit us today!
We are located at 46 Station Street in Moorabbin.